When your home suffers damage from an insurable event like fire, storm, flood or impact your Insurance company will either send a Home Assessor, Loss Adjuster or their own Panel Builder to assess the damage and they will then provide an Assessment and repair cost report back to the Insurer.
What should you do if the assessment is incorrect in the way of scope or cost?
That’s where Rezi Estimating Services steps in.
We act as independent building consultants, offering independent repair cost estimates and home insurance claim support. We undertake our own onsite assessment, review all of the insurer’s reports and we provide a second impartial opinion. This impartial advice gives you evidence to confirm or challenge a claim assessment and secure a fairer outcome.
Insurance companies appoint their own Claims Assessors. Their Assessors may not have that much building experience or knowledge and they may not capture the entire scope of works to bring your property back to pre loss condition. Also if the Insurer is offering you a Cash Settlement based on their own Assessors advice , the cash settlement offer may be lower than the true repair costs.
Our role is to provide accurate independent cost advice based on 25 years of extensive Building & Construction experience which includes working within the Insurance Industry in key roles such as Loss Adjusting, Home Assessing and Estimating.
If the Insurance Company claims your loss is $100,000, but you believe the cash settlement is low and the Insurance Company has missed items which relate to the claim, we can help.
We will assess and provide our own impartial report for comparison. We ensure that the settlement offer relies on accurate, defendable building costs advice, not guesswork.
Clear and accurate reports that test Insurers valuations.
On-site assessments to capture the full scope of damage and ensure no items have been missed by your Insurer.
Access to independent Engineers, Leak Detection Specialists, Hygienists, and Asbestos Consultants who can also provide impartial advice.
Checking Provisional Sums (PS) and Prime Cost (PC) allowances for accuracy.
We can attend meetings with your Insurer and their Builders to make sure your interests are represented.
Monitoring works for quality, compliance, and accurate completion to ensure all repair item are done and no corners have been cut.
When insurers review a claim, they may suggest repairing or replacing damaged property. They might also offer a cash settlement. Often, the amount offered is not enough to cover actual repair costs.
Our independent cost reports give you the proof you need to settle disputes or negotiate a fair settlement. This can include getting information ready for a settlement offer or checking if an insurer's assessment is right.
We also assist with alternative dispute resolution. If your claim goes to the Australian Financial Complaints Authority (AFCA), you can trust our reports as fair and accurate evidence.
Accurate cost estimates are crucial. Whatever the situation, we help ensure every party involved has the right information to reach a fair outcome.
We work with a wide range of clients:
Our independence is key. We are not tied to any Insurance Company. We provide impartial, evidence-based reports that stand up in negotiations and disputes based on over 25 years of Building & Construction experience.
Sometimes, Insurance Companies make quick settlement offers without full technical information.
Missing reports such as Engineering advice, Leak Detection reports, or Asbestos testing which can leave customers exposed to hidden costs once they have been paid out from the Insurance Company.
Rezi Estimating Services has a network of professional Independent Consultants such as Engineers, Architects, and Hygienists. We can engage these experts to ensure nothing has been overlooked.
Please reach us at eli.daley@hotmail.com if you cannot find an answer to your question.
A Loss Adjuster and Home Assessor works for the Insurance Company to assess damage and provide advice back to them.
Rezi Estimating Services is an Independent Building and Cost Consultant. They provide independent repair cost advice and estimates to compare with the Insurance Companies assessments.
If you think your Cash Settlement offer is too low or the Insurance Companies Scope of Works is not correct an independent estimate can help you get a fairer deal. It includes all costs and ensures that we miss nothing.
No. We do not replace the Insurance Companies Assessor. We provide an independent comparison reports that validates or challenges their Assessors advice. This helps Homeowners, Brokers, and Claims Advocates make informed decisions.
Yes. People often use our reports in dispute resolution processes, including matters escalated to the Australian Financial Complaints Authority (AFCA).
No. We also help Insurance Brokers, claims advocates, and Loss Adjusters when they need a second opinion on repair costs.
We operate out of Melbourne however we assist customers all over Australia. We offer Home Insurance Claim Support and Independent Building Consultancy wherever needed.
Rezi Estimating Services, VIC 3067
Victorian Builders Licence DB-U 68813 | NSW Builders Licence 316807C
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